Umbrella insurance is not common in discussions but is beneficial by adding a layer of protection to meet insurance needs. Umbrella insurance coverage is a secondary layer of insurance and acts like an “umbrella” to protect you and injured parties. The coverage is in addition to other insurance like auto, renter, and homeowner insurances. Umbrella…
Continue reading ›
Medical Payments Insurance explained. Many people consider how much auto insurance coverage they may need, balanced against its cost. Yet, most people don’t think much about the different kinds of auto insurance available to them. Most don’t know medical payments insurance is even available. Unfortunately, despite being legally mandatory, many Alaskan drivers fail to carry…
Continue reading ›
Uninsured underinsured auto insurance protects you if you are in an accident with someone who does not have enough insurance to cover damages. Further, the coverage you purchase allows peace of mind if you are in any accidents. Nationally, around 13% of drivers do not have insurance. That equates to about one in eight drivers,…
Continue reading ›
Liability car insurance is a type of insurance that covers the cost of the other driver’s injuries and property damage if you’re at fault in an accident. Liability car insurance consists of both bodily injury liability and property damage liability insurance. Bodily injury insurance pays for the victim’s lost wages and medical bills. Property damage…
Continue reading ›
Insurance Coverage Review – winter weather driving is dangerous. Review your auto insurance needs and prepare for winter driving. It is essential to have enough insurance in a car accident. Minimum Auto Insurance Requirements Alaskan law requires liability insurance for drivers. Alaska statutes states that drivers must buy at least $50,000 of liability bodily injury coverage…
Continue reading ›
