Medical Payments Insurance explained. Many people consider how much auto insurance coverage they may need, balanced against its cost. Yet, most people don’t think much about the different kinds of auto insurance available to them. Most don’t know medical payments insurance is even available. Unfortunately, despite being legally mandatory, many Alaskan drivers fail to carry…
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Liability car insurance is a type of insurance that covers the cost of the other driver’s injuries and property damage if you’re at fault in an accident. Liability car insurance consists of both bodily injury liability and property damage liability insurance. Bodily injury insurance pays for the victim’s lost wages and medical bills. Property damage…
Continue reading ›Alaska Insurance Requirements are important. Liability insurance is required in Alaska for all drivers. The minimum mandatory liability insurance coverage is $50,000/$100,000 for bodily injury or death and $25,000 for property damage. All drivers are responsible for maintaining insurance coverage. Alaska law enforces harsh penalties against drivers who don’t have required insurance. If you are…
Continue reading ›We can prevent impaired driving in Alaska. Nationwide, drunk driving fatalities were on the decline since 1991. In 2019 drunk driving fatalities reached their lowest point since the Department of Transportation began record keeping in 1982. The numbers are frightening: How Individuals Stop Impaired Driving The holiday season increases impaired driving concerns. Impaired driving not…
Continue reading ›Drinking and driving in Alaska is a major concern on Alaskan roads, making awareness an important discussion topic. On average, 37 Americans die every day because of drinking and driving. The positive is that alcohol-impaired driving is preventable with planning and consideration. You can help stop drinking and driving in Alaska. Alcohol Facts Alcohol has…
Continue reading ›What is Civil Justice? Criminal law uses tools such as prison, jail, fines, probation, community service and other penalties to punish a person who is guilty of a crime. Civil Justice is shaped differently. Negligence is a Civil Justice Matter Determining who is at fault in a traffic accident is a matter of deciding who…
Continue reading ›A car crash can change your life in seconds. No one expects a car crash. The devastating injuries and deaths caused by motor vehicle crashes means that Alaska drivers must do their best to follow traffic laws and drive responsibly. Unfortunately, there is no way to make yourself completely safe against the threat of a…
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