Holiday travel is rewarding and a wonderful way to build memories. It is important to follow general planning and safety measures to ensure a more enjoyable holiday. Holiday Travel Via Automobile Traveling via automobile is common this time of year for many people across the country. It can be also be stressful, especially for Alaskans.…
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Decorate safely for the holidays. Many have at least begun their holiday decorating this season, if not already finished. Some are finishing up decorations as the holidays draw nearer. It really is the most wonderful time of year. With these safety tips, you can enjoy beautiful (and safer) holiday decor in your own home. If…
Continue reading ›Umbrella insurance is not common in discussions but is beneficial by adding a layer of protection to meet insurance needs. Umbrella insurance coverage is a secondary layer of insurance and acts like an “umbrella” to protect you and injured parties. The coverage is in addition to other insurance like auto, renter, and homeowner insurances. Umbrella…
Continue reading ›Medical Payments Insurance explained. Many people consider how much auto insurance coverage they may need, balanced against its cost. Yet, most people don’t think much about the different kinds of auto insurance available to them. Most don’t know medical payments insurance is even available. Unfortunately, despite being legally mandatory, many Alaskan drivers fail to carry…
Continue reading ›Uninsured underinsured auto insurance protects you if you are in an accident with someone who does not have enough insurance to cover damages. Further, the coverage you purchase allows peace of mind if you are in any accidents. Nationally, around 13% of drivers do not have insurance. That equates to about one in eight drivers,…
Continue reading ›Liability car insurance is a type of insurance that covers the cost of the other driver’s injuries and property damage if you’re at fault in an accident. Liability car insurance consists of both bodily injury liability and property damage liability insurance. Bodily injury insurance pays for the victim’s lost wages and medical bills. Property damage…
Continue reading ›Alaska Insurance Requirements are important. Liability insurance is required in Alaska for all drivers. The minimum mandatory liability insurance coverage is $50,000/$100,000 for bodily injury or death and $25,000 for property damage. All drivers are responsible for maintaining insurance coverage. Alaska law enforces harsh penalties against drivers who don’t have required insurance. If you are…
Continue reading ›We can prevent impaired driving in Alaska. Nationwide, drunk driving fatalities were on the decline since 1991. In 2019 drunk driving fatalities reached their lowest point since the Department of Transportation began record keeping in 1982. The numbers are frightening: How Individuals Stop Impaired Driving The holiday season increases impaired driving concerns. Impaired driving not…
Continue reading ›Negligence on the part of a driver is not always the cause of car accidents. Many car accidents involve one vehicle with no fault to a driver. Negligence and fault are not always asserted against an individual. For example: In these cases, appropriate legal advice is crucial in successfully navigating lawsuit not caused by driver…
Continue reading ›What is Civil Justice? Criminal law uses tools such as prison, jail, fines, probation, community service and other penalties to punish a person who is guilty of a crime. Civil Justice is shaped differently. Negligence is a Civil Justice Matter Determining who is at fault in a traffic accident is a matter of deciding who…
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