Alaska Insurance Requirements

Alaska Insurance Requirements are important. Liability insurance is required in Alaska for all drivers. The minimum mandatory liability insurance coverage is $50,000/$100,000 for bodily injury or death and $25,000 for property damage. All drivers are responsible for maintaining insurance coverage.

Alaska law enforces harsh penalties against drivers who don’t have required insurance. If you are uninsured, or fail to provide the proof within 15 days, your driver’s license may be suspended for 90 days for a first occurrence and one year for a second occurrence. The penalties for not carrying the minimum required insurance are harsh. Protect yourself and others on the road by carrying proper insurance.

Alaska Insurance Requirement After A Crash

Drivers must provide proof of insurance to the Division of Motor Vehicles (DMV) within 15 days of being in a serious crash in Alaska. A serious crash involves bodily injury or death to a person, or property damage in excess of $501. Regardless of the crash’s cause, all drivers involved must submit proof of insurance. Even if you didn’t cause the crash you must provide the proof of insurance to the DMV.

The requirement to notify the DMV is in addition to any report given to the police or insurance company. Normally the officer investigating the crash will give a certificate of insurance form to the drivers. The certificate of insurance forms are also available at any DMV office or on the state web page.

Insurance Company Requirements After A Crash

Most insurance companies require insureds to submit a claim as soon as possible after being in an accident. It is important to have as much information as possible for your insurance company so that they may evaluate your claim. Submit scene photos, bills for vehicle towing or medical care, the police report and witness statements. If you experience any memory loss or trouble focusing, refrain from making recorded statements until you are in better health. See your primary health care provider immediately following an accident.

State Of Alaska Requirements After A Crash

You must provide proof of insurance to the Division of Motor Vehicles (DMV) within 15 days of being in a serious crash in Alaska. A serious crash involves bodily injury or death to a person, or property damage in excess of $501. Regardless of the crash’s cause, all drivers involved must submit proof they meet Alaska insurance requirements. Even if you didn’t cause the crash you must provide the proof of required insurance to the DMV.

The requirement to notify the DMV is in addition to any report given to the police or insurance company. Normally the officer investigating the crash will give a certificate of insurance form to the drivers. The certificate of insurance forms are also available at any DMV office or on the state web page.

State Of Alaska Penalties

Alaska law enforces harsh penalties against drivers without required insurance. If you are uninsured, or fail to provide the proof you meet Alaska insurance requirements within 15 days, your driver’s license will be suspended for 90 days for a first occurrence and one year for a second occurrence.

If you are a victim of a motor vehicle collision, you have legal rights to hold negligent parties accountable. Including parties who don’t meet Alaska insurance requirements. Johnson & Associates has been helping Alaskans for nearly 30 years. It’s who we are.

And while we hope you never need us… We’re here if you do. ~ Doug Johnson

Please call Johnson & Associates to discuss your case: (907)277-3090 or use our online contact form.

Source: The “State of Alaska Driver Manual” by the Alaska Department of Administration Division of Motor Vehicles