Articles Posted in Insurance Coverage Review

What Happens When Someone Is Injured on Your Property? Alaska Homeowners Liability Insurance – Learn how Alaska homeowners liability insurance works, when you’re responsible for injuries, and what to do after a premises liability accident. Accidents can happen in any home, but Alaska homeowners face unique risks throughout the year. In Alaska, a visitor can…

Coverage Every Homeowner Should Understand Alaska Homeowners Insurance – Owning a home in Alaska comes with unique rewards – and unique risks. From severe winter weather and earthquakes to icy walkways and remote properties, Alaska homeowners face challenges that homeowners in many other states rarely encounter. An Alaska homeowners insurance policy is one of the…

What Is Medical Payments Insurance (MedPay)? Alaska Medical Payments Insurance, commonly called MedPay, helps pay medical expenses after a car accident regardless of who caused the crash. Unlike liability insurance, which pays for injuries you cause to others, MedPay covers you and your passengers. Quick Answer Medical Payments Insurance (MedPay) pays medical expenses for you…

Learn more about Uninsured and Under Insured Motorist Coverage in Alaska and why it may be the most important auto insurance you buy. What Is Alaska U/UIM Auto Insurance? Alaska U/UIM Auto Insurance – Uninsured and Under Insured Motorist coverage (U/UIM) protects you and your family if you are injured in a car accident caused…

What is Alaska Liability Car Insurance? Alaska Liability Car Insurance – What is it? It is the foundation of every automobile insurance policy and is required for all drivers in Alaska. Specifically, Alaska liability car insurance pays for injuries and property damage you cause to others if you are at fault in a motor vehicle…

What Every Driver Needs to Know After a Car Accident Alaska Insurance Requirements – If you drive in Alaska, understanding Alaska insurance requirements is essential. State law requires every driver to carry minimum liability insurance coverage and provide proof of insurance when involved in certain motor vehicle accidents. Consequently, failing to comply can result in…

Personal Injury Auto Claims – When filing Personal Injury Auto Claims or PI Claims, claimants face the full resources of multi-national insurance companies. Insurance is a business. As a business, insurance companies do not like to hand out money. Insurance Adjusters Insurance adjusters are sometimes helpful, but their role is complex. Be very clear, insurance…

Umbrella coverage may not come up often in insurance conversations, but it’s a valuable protection for policyholders. This type of insurance adds an extra layer of financial security to help meet your insurance needs. Think of it as an “umbrella” that protects you and others in the event of an accident. It provides additional coverage…

Auto MedPay or Automobile Medical Payments Insurance Coverage covers medical expenses for you, your family, and your passengers when injured in an auto accident, regardless of who is at fault. MedPay also covers insured pedestrians if they are hurt by another vehicle while a pedestrian, even if they are nowhere near their insured vehicle. Auto…

UM and UIM Insurance or Uninsured Motorist and UnderInsured Motorist coverages protect policyholders, family members, and all vehicle occupants after an accident with someone who has no insurance or does not have enough insurance to cover damages. UM and UIM Insurance coverage is something Alaskans purchase to allows peace of mind in an accident. Statewide,…