Umbrella insurance is not common in discussions but is beneficial by adding a layer of protection to meet insurance needs. Umbrella insurance coverage is a secondary layer of insurance and acts like an “umbrella” to protect you and injured parties. The coverage is in addition to other insurance like auto, renter, and homeowner insurances. Umbrella…
Continue reading ›Articles Posted in Car Accidents
Uninsured underinsured auto insurance protects you if you are in an accident with someone who does not have enough insurance to cover damages. Further, the coverage you purchase allows peace of mind if you are in any accidents. Nationally, around 13% of drivers do not have insurance. That equates to about one in eight drivers,…
Continue reading ›Alaska Insurance Requirements are important. Liability insurance is required in Alaska for all drivers. The minimum mandatory liability insurance coverage is $50,000/$100,000 for bodily injury or death and $25,000 for property damage. All drivers are responsible for maintaining insurance coverage. Alaska law enforces harsh penalties against drivers who don’t have required insurance. If you are…
Continue reading ›We can prevent impaired driving in Alaska. Nationwide, drunk driving fatalities were on the decline since 1991. In 2019 drunk driving fatalities reached their lowest point since the Department of Transportation began record keeping in 1982. The numbers are frightening: How Individuals Stop Impaired Driving The holiday season increases impaired driving concerns. Impaired driving not…
Continue reading ›Drinking and driving in Alaska is a major concern on Alaskan roads, making awareness an important discussion topic. On average, 37 Americans die every day because of drinking and driving. The positive is that alcohol-impaired driving is preventable with planning and consideration. You can help stop drinking and driving in Alaska. Alcohol Facts Alcohol has…
Continue reading ›What is Civil Justice? Criminal law uses tools such as prison, jail, fines, probation, community service and other penalties to punish a person who is guilty of a crime. Civil Justice is shaped differently. Negligence is a Civil Justice Matter Determining who is at fault in a traffic accident is a matter of deciding who…
Continue reading ›No one is immune to suffering automobile accident damages caused by another person’s negligent or careless actions. Car accident damages caused by another person’s behavior may result in filing claims or a civil court case against the person responsible. For example, many people suffer injuries in an automobile accident. However, not all injuries are apparent…
Continue reading ›A car crash can change your life in seconds. No one expects a car crash. The devastating injuries and deaths caused by motor vehicle crashes means that Alaska drivers must do their best to follow traffic laws and drive responsibly. Unfortunately, there is no way to make yourself completely safe against the threat of a…
Continue reading ›When auto accidents on Alaska’s roads occur, one of the first questions is who or what caused the car accident. Some of the usual suspects? One or both drivers. A problem with one of the vehicles such as a brake failure. Even weather conditions such as rain or fog can cause an accident. Sometimes the…
Continue reading ›How do Alaskans reduce Alaska winter driving hazards? While winter driving hazards are a reality in many U.S. states, Alaskan drivers face more winter driving hazards than most. Winter driving conditions, which include freezing rain, snow and ice all stay present in Alaska year-round. Depending on the conditions and where you’re headed, these winter driving…
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